What You Need to Know About HOAs When Selling a Home in Yuma, AZ

What do you need to know about HOAs when selling a home in Yuma, AZ?
If your property is in a homeowner’s association (HOA), you’ll need to disclose fees, rules, and provide HOA documents during the sale. The De Luca Real Estate Team helps you stay compliant and avoid delays.

What Is an HOA?

A Homeowner’s Association (HOA) is a governing body that enforces rules and manages shared areas in certain neighborhoods. In Yuma, HOAs are common in communities like Desert Ridge, Las Barrancas, and Mesa Del Sol.

What Sellers Are Responsible For

If your home is part of an HOA:

• Disclose monthly, quarterly, or annual fees

• Provide CC&Rs (Covenants, Conditions & Restrictions)

• Share HOA contact info and transfer documents

• Pay any required HOA transfer or disclosure fees

Our team helps you gather and provide this information upfront.

How HOAs Affect Buyers

Buyers will review:

• Rules around landscaping, rentals, and parking

• Pet restrictions

• Reserve funds and financial health of the HOA

• Any pending litigation

Buyers may walk away if they don’t like what they see. Transparency helps avoid deal fallout.

Avoiding Delays with HOAs

To keep your closing on schedule:

• Order HOA docs early—some HOAs take 1–2 weeks

• Pay transfer fees ahead of time

• Review rules with your agent to anticipate concerns

We coordinate directly with your HOA to make sure nothing’s missed.

Final Thoughts

Selling a home with an HOA adds a few extra steps—but it doesn’t have to be stressful. The De Luca Real Estate Team knows how to manage these details so you can close smoothly.